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Welcome to Chamber Insights: Complete February 2007 issue


The monthly newsletter of the Columbia-Adair County Chamber of Commerce.
In this issue:
  • President's Message
  • New members: Barbara K. Bryant, Jeffrey Humble
  • Corporate Sponsor: First National Bank
  • Special appreciation to Flowers 'n Things, Wal-Mart
  • Circle R included in new book
  • Reflective Address Markers help in emergency
  • Saving money in business: on trash bills and utilities
  • Preventing Identity Theft: Small steps to avoid big problems


Editor: Sue Stivers
Feature Writers: Darrell Overstreet, Vonnie Kolbenschlag

Thought for the Month: This years success was last years impossibility.

President's Message

It is such an honor to serve as President of the Columbia/Adair County Chamber of Commerce and to serve with the Board of Directors and Sue Stivers our Executive Director.

After the February Board meeting, I came away with such excitement about all that is happening in our community. The many committee reports that we heard at the Board meeting is reflective of the quality Board members that the Chamber has serving at this time. Without any question we will be busy in 2007.

It is also very exciting to hear other folks out in the Commonwealth talk about what is happening in Columbia and Adair County. Recently, I was in a meeting where folks were discussing all the positive things taking place in our community. Those comments make me very proud to say that I am a part of this community. You will hear me say many times this year, that I think 2007 will be the most exciting year for Columbia and Adair County.

We encourage everyone who has not renewed their membership, to please do so as soon as possible. In the next few weeks you will be hearing more about membership from Stephen Keen and his committee. We have a mission to make "COLUMBIA, KY--A Great Place To Call Home."

The Chamber is extremely happy to welcome two new members to the Columbia-Adair County Chamber of Commerce:
  • Barbara K. Bryant-Hancock is a CPA located at 3200 Cane Valley Road. She can be reached by calling 384-3535

  • Jeffrey Humble, formerly of Adair County, is an Associate with AFLAC (American Family Life Assurance Company of Columbus). He can be reached at 606-682-3080
A special "Thank You" for becoming a part of our Chamber family. By joining the Chamber, you become a part of an organization that is dedicated to the economic growth and prosperity of Columbia and Adair County. Your investment in the Chamber means an investment in your community. This is your Chamber...your voice in our community...helping to make Columbia "A Good Place to Call Home."

First National Bank Corporate Sponsor of the Month

A special "Thank You" to the First National Bank for being Corporate Sponsor for the month of February. At the monthly Chamber meeting, First National had an opportunity to showcase their business. Thank you Rickie Huntsman, CEO and all the staff for your cooperation and support of our local Chamber.

The Corporate Sponsor of the Month was a new feature which started in March of 2006. It provides owners, managers, etc. an opportunity to showcase their business at the monthly Chamber meeting. If your business is interested in becoming a Corporate Sponsor contact Sue Stivers, Executive Director at the Chamber Office 384-6020 or visit the office at 201 Burkesville Street.

Corporate Sponsor of the Month
FIRST NATIONAL BANK OF COLUMBIA


First National Bank of Columbia has been providing services to our community since 1903. They have provided a steady financial foundation for many generations. By providing great services, First National Bank has helped their customers improve their livelihood and has also been a tremendous positive impact on the community.

Not only does First National Bank think of their customers as great assets, but they feel that their employees are the greatest assets. Without their wonderful staff, they would not be able to provide the warm, friendly atmosphere or have the knowledge and experience to help their customers on a daily basis. First National Bank employs forty-four people in the Columbia locations. All forty-four people are dedicated to providing excellent service to the bank. First National is very proud to say that most of the employees are also dedicated to giving back to the community. You will see a lot of their staff serving on many committees or donating their time to local organizations like Girl Scouts, Boy Scouts, Little League ball teams, the local school systems, American Cancer Society Relay For Life, Adair County Jaycees, Chamber of Commerce and more!

First National Bank has three convenient locations to serve our customers. The main bank is located on the square, the drive-thru location on Burkesville Street was opened in 1967, and the full-service branch bank located on Russell Springs Road was opened in 1980. Furthermore, there are now three ATM locations to better serve your needs. They are at the drive-thru, the branch location, and at the Student Union Center on Lindsey Wilson Colleges campus.

First National Bank of Columbia also has a Burkesville location which operates by the name of Bank of Cumberland. Bank of Cumberland joined our family in October 2001 and employs 17 people. The same customer-service oriented atmosphere is present and Bank of Cumberland would welcome anyone to stop by for a visit.

First National Bank of Columbia offers a wide variety of services from your basic checking or savings accounts to investing in Certificates of Deposit. Furthermore, their lending staff is among the best! Check out First National Bank of Columbias website www.fnbcolumbia.com to see just how much they have to offer. They are here for the customers and the community. Their staff is always willing to go the extra mile to help you find financial stability and comfort.

You are Appreciated... Flowers 'N Things & Wal-Mart

Much of the Chambers success lies in the cooperation and contributions of the members.

For the past several years, Flowers 'N Things have graciously provided the beautiful ribbons for the ribbon cutting ceremonies held by the Chamber. A special "Thank You" to Betty Smith and her employees for not only the ribbons, but the many other contributions they make to the Chamber.

The Chamber had a wonderful surprise this week when Danny Bragg, Manager of Wal-Mart Walked into the office and announced that he was donation a DVD player for the meeting room in the lower level of the Chamber building. So many times when businesses and organizations were wanting to use the meeting room, the Chamber staff would be asked if a DVD player was available. With regret the reply was... Sorry, but we dont have one. Without anyone asking, Danny Bragg announced their contribution. Thank You Danny Bragg and Wal-Mart. We are truly grateful. The DVD is something the Chamber needed badly and will be appreciated by all people who use the facilities at the Chamber Office.

Eating Your Way Across Kentucky

"Eating Your Way Across Kentucky" is a book which serves as a handy guide to "101 Must Places to EAT in Kentucky." Author is Gary West of Bowling Green, KY with the foreword by Byron Crawford.

The "Circle R Restaurant" of Columbia is one of the restaurants featured. Jeff Willis was owner at the time the book was written, but today it is owned by Eva Rigney.

This is a book that can direct you to good eating whether you choose to stay on the interstate or take the back roads. The only real way to experience the cuisine that is unique to Kentucky is to do it bite by bite.

Bryon Crawford, Kentucky Columnist of The Courier Journal had this to say about the book. "West who is as gifted with a pen as with a knife, fork and spoon, has artfully sampled the most delicious fare of many of Kentuckys historic inns, family restaurants, tea rooms, diners and country stores from the Big Sandy to the Mississippi. All you need do is keep your bookmark out of the butter and come hungry."

The book features a list of places to get good food at reasonable prices. You will find this book not only as a guide but it interesting reading as well.

These books are available for sale at the Chamber office, located at 201 Burkesville St.

Reflective Address Markers Helps Save Lives

Is your home or business sufficiently marked with your address or house number for emergency personnel to find you? Everyone knows the adage "Every Second Counts" when were referring to an emergency and its true.

With all of today's technology, including 911, one small basic tool has been left out...

Marking your address sufficiently for emergency personnel to find you.

Four years ago, the Chamber of Commerce and Steve Cheatham, Adair County Sheriff began a partnership to make "reflective address signs" available to all Adair County Citizens. This partnership continues with Sheriff Ralph Curry and his staff. The Chamber says a special "Thank You" to Sheriff Curry and his staff for their cooperation in continuing the partnership.

The reflective address signs are a valuable aid to finding an emergency response quickly. We can't count the number of times that an EMT or Fireman has told us that they wish everyone in the County had one of the address markers. The Chamber and the Sheriffs department would like to see that too.

Driving through the City and County, I see many of these reflective signs along the way. We encourage you to get your sign today ... Hopefully, you will never need it, but it's worth more than the cost to have the assurance and the security that this reflective sign could help save your life.

The reflective address signs are available at the office of the Adair County Sheriff for a cost of only $10.00. (Thats what it cost the Chamber to purchase the signs) The Sheriff's office completes the sign by putting your house number on it. This is available to you as a service of the Chamber and Sheriff Ralph Curry and staff. Hats off to Sheriff Curry and staff for continuing this service to our local people.

Stop by the Sheriffs office and get your sign. You will be glad you did!!

For additional information contact the Chamber office at 384-6020 or the Sheriff's office at 384-2776.

Helping Business Now and in the Future

Business/commerce requires looking ahead at what will be the results of our actions. Small changes in lifestyle and business procedures can help lower costs now and in the future.

We read that garbage collection fees are increasing as are energy cost. We read that we the United States consume more than our share of the earths resources. We read that using fossil fuels pollutes the air causing health problems. These all are major business/commerce concerns. Providing health insurance is a major cost to businesses.

Some Suggestions

Recycle: Our recycling center at 1090 Campbellsville Road takes newspaper, plastic containers, glass, paper, magazines, cardboard, tin and aluminum cans. The center is open 7 a.m. - 3 p.m. on weekdays and 7 a.m. Noon on Saturdays. It takes less energy and less water thus less pollution and less cost to reprocess these recycled products that it does to produce the original resource. Less pollution fewer health problems. Aluminum cans are 100% recyclable and can be recycled indefinitely. Containers for recyclables at businesses and social gatherings encourages recycling. Wal-Mart has boxes for used plastic bags which seem to accumulate. Taking ones own woven reusable bag for grocery shopping may encounter raised eyebrows, but may also cause awareness of another way to save plastic a petroleum product.

Check the Energy Calculator on KU website, for hundreds of energy tips and which energy improvements are the best investments. Energy audits from KU cost $15 and tell how much one can expect to save if put in place. Call 1-800-CLEANUP or check to learn how you can make our community a good place to call home, not just now, but in the future.

HOW TO AVOID IDENTITY THEFT AND WHAT TO DO IF YOUR WALLET IS LOST OR STOLEN

The following article had appeared on many websites, the information is very useful and everyone is encouraged to adopt these suggestions.
  1. When you are writing checks to pay your credit card accounts, DO NOT put the completeaccount number on the "For" line. Instead, just put the last four numbers. The credit cardcompany knows the rest of the number, and anyone who might be handling your check as itpasses through all the check processing channels wont have access to it.
  2. Do not sign the back of your credit cards. Instead, put "PHOTO ID REQUIRED."
  3. The next time you order checks, have only your initials (instead of your first name) and lastname put on them. If someone takes your checkbook, he or she will not know whether yousign your checks with just your initial or with your first name; but your bank will know howyou sign your checks.
  4. Put your work phone number on your checks instead of your home phone number. If youhave a PO Box; use that instead of your home address. If you do not have a PO Box, use yourwork address. Never have your Social Security number printed on your checks. You canadd it if it is necessary, but if you have it printed anyone can get it.
  5. Place the contents of your wallet on a photocopy machine. Copy both sides of each license,credit card, etc. You will then know what you had in your wallet; and you will have all of theaccount numbers and phone numbers to call and cancel.Keep the photocopy in a safe place.Also, carry a photocopy of your passport when you travel wither here or abroad. Weve allheard horrible stories about fraud thats committed by stealing a name, address, SocialSecurity number or credit cards.
Here's some critical information to limit the damage in case your wallet is stolen.
  1. Cancel your credit cards immediately! The key to doing so is having the toll-free numbersand your card numbers handy so you know whom to call. Keep those numbers where youcan find them.
  2. File a police report immediately!File in the jurisdiction where your credit cards, etc. werestolen. This proves to credit providers that you were diligent and it serves as a first steptoward an investigation (fit there ever is one).
  3. Most Important of All!!! Call the 3 National Credit Organizations immediately to place afraud alert on your name and social security number. The alert means any company thatchecks your credit will know your information was stolen and they have to contact you byphone to authorize any new credit.
Here are the numbers you need to contact if your wallet, etc. has been stolen:
  • Social Security Administration (Fraud Line): 1-800-269-0271
  • Equifax: 1-800-525-6285
  • Experian (formerly TRW): 1-888-397-3742
  • Trans Union: 1-800-680-7289


This story was posted on 2007-02-19 13:05:15
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