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KHEAA: September financial aid tip

High school seniors planning to attend college or technical school next fall should begin work soon on the Free Application for Federal Student Aid, also called the FAFSA, according to the Kentucky Higher Education Assistance Authority (KHEAA).

The information on the FAFSA determines if students qualify for federal grants and student loans. It is also required to apply for state grants and scholarships. In addition, many colleges use the information to award their own grants and scholarships.

The FAFSA can be submitted for the 2020-2021 school year beginning October 1, 2020. Some student aid programs have limited money and provide funds on a first-come, first-served basis, so it is important to submit the FAFSA as soon as possible.

According to, it should take most people about an hour to fill out the FAFSA for the first time, but there are some steps to complete before you start, and some documents you'll want to make sure you have at hand. You can read more about it at

Even students who don't believe they will qualify for financial aid should submit the FAFSA. They may be surprised because student aid rules change all the time.

"I strongly urge Kentucky students to fill out the FAFSA so they can take advantage of student aid to help them pay for college and technical education," Governor Andy Beshear said. "People with some education beyond high school are less likely to lose their jobs than those with only a high school education or less. The more educated and skilled population we have, the more it will help lessen the blow if we experience another recession like the one we face now."

The FAFSA asks for information about income, assets and expenses. A formula set by Congress determines eligibility for federal and state aid. If the student is considered a dependent under federal guidelines, both the student and parents must provide financial information. Nearly all students going directly to college from high school are considered dependent.

KHEAA is the state agency that administers Kentucky's student financial aid programs, including the Kentucky Educational Excellence Scholarship (KEES). Its sister agency, the Kentucky Higher Education Student Loan Corporation (KHESLC), offers low-cost Advantage Loans to help students and parents pay for college or refinance student loans. For more information about Advantage Loans, visit

Many of KHEAA's student aid programs are funded by Kentucky Lottery revenue.

This story was posted on 2020-09-04 08:06:08
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